Pension & benefits

Employees of Concordia university please click here to access Cspace, the intranet. All the information for employees is now located on Cspace, the intranet for faculty and staff.

Inpatriates and non residents must be covered under a provincial health insurance plan or an inpatriate health plan such as the one offered by Sun Life our benefit provider to be eligible to the Concondia’s health plan.

Students: Undergraduate and graduate students can learn about the Concordia Student Health Plan through the "Student Care" website.

In which plans can you and your eligible dependents participate?

That depends on your eligible employee group.

Select your eligible employee group below and begin a quick tour of your benefits.

Please note that information from Collective Agreements or Agreements supersedes information in this guide.

ACUMAE (Association of Concordia University Managerial and Administrative Employees)

If you are a full-time, permanent employee

You must participate in	You may participate in
Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan) Dental Plan (possibility to opt out of plan if covered under another group dental plan) Basic Life Insurance Plan Paid Sick Leave Plan (intranet) Long-Term Disability Plan (intranet) Pension Plan	Optional Life Insurance Plan Optional Dependent Life Insurance Plan Optional Accident Insurance Plan Group RSP

CUCEPTFU (Concordia University Continuing Education Part-Time Faculty Union)

You must participate in
Health Plan, which does not include vision care coverage (possibility to opt out of plan if covered under another group health plan) Short-Term Disability Plan (intranet) Pension Plan (provided that, in the calendar year before joining the plan, you worked at least 700 hours at Concordia or earned remuneration from the University equal to at least 35% of the YMPE)

CUFA (Concordia University Faculty Association)

You must participate in	You may participate in
Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan) Dental Plan (possibility to opt out of plan if covered under another group dental plan) Basic Life Insurance Plan Paid Sick Leave Plan (intranet) Long-Term Disability Plan (intranet) Pension Plan	Optional Life Insurance Plan Optional Dependent Life Insurance Plan Optional Accident Insurance Plan Group RSP

CULEU (Concordia University Library Employees Union)

If you are a full-time, permanent employee

You must participate in	You may participate in
Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan) Dental Plan (possibility to opt out of plan if covered under another group dental plan) Basic Life Insurance Plan Paid Sick Leave Plan (intranet) Long-Term Disability Plan (intranet) Pension Plan	Optional Life Insurance Plan Optional Dependent Life Insurance Plan Optional Accident Insurance Plan Group RSP

If you are a part-time, permanent employee

You must participate in
Paid Sick Leave Plan (intranet) Pension Plan (provided that, in the calendar year before joining the plan, you worked at least 700 hours at Concordia or earned remuneration from the University equal to at least 35% of the YMPE)

CUPEU (Concordia University Professional Employees Union)

If you are a full-time, permanent employee

You must participate in	You may participate in
Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan) Dental Plan (possibility to opt out of plan if covered under another group dental plan) Basic Life Insurance Plan Paid Sick Leave Plan (intranet) Long-Term Disability Plan (intranet) Pension Plan	Optional Life Insurance Plan Optional Dependent Life Insurance Plan Optional Accident Insurance Plan Group RSP

If you are a part-time, permanent employee (working 20 hours or more per week)

You must participate in
Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan) Dental Plan (possibility to opt out of plan if covered under another group dental plan) Paid Sick Leave Plan (intranet) Pension Plan (provided that, in the calendar year before joining the plan, you worked at least 700 hours at Concordia or earned remuneration from the University equal to at least 35% of the YMPE)

You must participate in

Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan)
Dental Plan (possibility to opt out of plan if covered under another group dental plan)
Paid Sick Leave Plan (intranet)
Pension Plan (provided that, in the calendar year before joining the plan, you worked at least 700 hours at Concordia or earned remuneration from the University equal to at least 35% of the YMPE)

CUPFA (Concordia University Part-time Faculty Association)

You must participate in
Health Plan, which does not include vision care coverage (possibility to opt out of plan if covered under another group health plan) Short-Term Disability Plan (intranet) Pension Plan (provided that, in the calendar year before joining the plan, you worked at least 700 hours at Concordia or earned remuneration from the University equal to at least 35% of the YMPE)

CUSSU (Concordia University Support Staff Union)

If you are a full-time, permanent employee

You must participate in	You may participate in
Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan) Dental Plan (possibility to opt out of plan if covered under another group dental plan) Basic Life Insurance Plan Paid Sick Leave Plan (intranet) Long-Term Disability Plan (intranet) Pension Plan	Optional Life Insurance Plan Optional Dependent Life Insurance Plan Optional Accident Insurance Plan Group RSP

If you are a part-time, permanent employee (working 21 hours or more per week)

You must participate in
Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan) Dental Plan (possibility to opt out of plan if covered under another group dental plan) Paid Sick Leave Plan (intranet) Long-Term Disability Plan (intranet) Pension Plan (provided that, in the calendar year before joining the plan, you worked at least 700 hours at Concordia or earned remuneration from the University equal to at least 35% of the YMPE)

You must participate in

Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan)
Dental Plan (possibility to opt out of plan if covered under another group dental plan)
Paid Sick Leave Plan (intranet)
Long-Term Disability Plan (intranet)
Pension Plan (provided that, in the calendar year before joining the plan, you worked at least 700 hours at Concordia or earned remuneration from the University equal to at least 35% of the YMPE)

If you are a part-time, permanent employee (working 20 hours)

You must participate in
Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan) Dental Plan (possibility to opt out of plan if covered under another group dental plan) Paid Sick Leave Plan (intranet) Pension Plan (provided that, in the calendar year before joining the plan, you worked at least 700 hours at Concordia or earned remuneration from the University equal to at least 35% of the YMPE)

You must participate in

Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan)
Dental Plan (possibility to opt out of plan if covered under another group dental plan)
Paid Sick Leave Plan (intranet)
Pension Plan (provided that, in the calendar year before joining the plan, you worked at least 700 hours at Concordia or earned remuneration from the University equal to at least 35% of the YMPE)

Syndicat des travailleuses et travailleurs des métiers de Concordia-CSN, Sir George Williams

If you are a full-time, permanent employee

You must participate in	You may participate in
Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan) Dental Plan (possibility to opt out of plan if covered under another group dental plan) Basic Life Insurance Plan Paid Sick Leave Plan (intranet) Long-Term Disability Plan (intranet) Pension Plan	Optional Life Insurance Plan Optional Dependent Life Insurance Plan Optional Accident Insurance Plan Group RSP

METALLOS, United Steelworkers, Loyola

If you are a full-time, permanent employee

You must participate in	You may participate in
Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan) Dental Plan (possibility to opt out of plan if covered under another group dental plan) Basic Life Insurance Plan Paid Sick Leave Plan (intranet) Long-Term Disability Plan (intranet) Pension Plan	Optional Life Insurance Plan Optional Dependent Life Insurance Plan Optional Accident Insurance Plan Group RSP

CUUSS-TS (Concordia University Union of Support Staff-Technical Sector)

If you are a full-time, permanent employee

You must participate in	You may participate in
Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan) Dental Plan (possibility to opt out of plan if covered under another group dental plan) Basic Life Insurance Plan Paid Sick Leave Plan (intranet) Long-Term Disability Plan (intranet) Pension Plan	Optional Life Insurance Plan Optional Dependent Life Insurance Plan Optional Accident Insurance Plan Group RSP

If you are a part-time, permanent employee (working 20 hours or more per week)

You must participate in
Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan) Dental Plan (possibility to opt out of plan if covered under another group dental plan) Paid Sick Leave Plan (intranet) Pension Plan, (provided that, in the calendar year before joining the plan, you worked at least 700 hours at Concordia or earned remuneration from the University equal to at least 35% of the YMPE)

You must participate in

Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan)
Dental Plan (possibility to opt out of plan if covered under another group dental plan)
Paid Sick Leave Plan (intranet)
Pension Plan, (provided that, in the calendar year before joining the plan, you worked at least 700 hours at Concordia or earned remuneration from the University equal to at least 35% of the YMPE)

Employees governed by policy HR-39

If your contract is for a duration of 5 years or more

You must participate in	You may participate in
Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan) Dental Plan (possibility to opt out of plan if covered under another group dental plan) Basic Life Insurance Plan Paid Sick Leave Plan (intranet) Long-Term Disability Plan (intranet) Pension Plan	Optional Life Insurance Plan Optional Dependent Life Insurance Plan Optional Accident Insurance Plan Group RSP

If your contract is for a duration of 1 year or more but less than 5 years

You must participate in	You may participate in
Health Plan, which includes vision care coverage (possibility to opt out of plan if covered under another group health plan) Dental Plan (possibility to opt out of plan if covered under another group dental plan) Basic Life Insurance Plan Paid Sick Leave Plan (intranet) Long-Term Disability Plan - for a specified duration (intranet) Pension Plan	Optional Life Insurance Plan Optional Dependent Life Insurance Plan Optional Accident Insurance Plan Group RSP

If your contract is for a period of less than 1 year

You must participate in
Paid Sick Leave Plan (intranet) Pension Plan (Join the plan on January 1st of the year following the calendar year in which you meet on of the following qualifications: • a minimum of 700 hours worked; or • remuneration equal to at least 35% of the YMPE)

Pension plan

The Concordia Pension Plan is a worry-free way to save for retirement. It provides benefits that are defined ahead of time based on a set formula using your pensionable earnings and years of credited service.

Pension & benefits

In which plans can you and your eligible dependents participate?

ACUMAE (Association of Concordia University Managerial and Administrative Employees)

CUCEPTFU (Concordia University Continuing Education Part-Time Faculty Union)

CUFA (Concordia University Faculty Association)

CULEU (Concordia University Library Employees Union)

CUPEU (Concordia University Professional Employees Union)

CUPFA (Concordia University Part-time Faculty Association)

CUSSU (Concordia University Support Staff Union)

Syndicat des travailleuses et travailleurs des métiers de Concordia-CSN, Sir George Williams

METALLOS, United Steelworkers, Loyola

CUUSS-TS (Concordia University Union of Support Staff-Technical Sector)

Employees governed by policy HR-39

Pension plan

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Pension & benefits

In which plans can you and your eligible dependents participate?

Pension plan

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