When your employment terminates, you have 90 days to convert your coverage to an individual policy, up to the same amount.
To do so, simply apply at any office of Chartis.
Your new policy will then be effective once the insurance company receives your application or, if later, when coverage under this current policy ends.
Your premium will be based on the insurer's normal premiums for individual or family policies, not the premiums charged under this group policy.
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