Insurance for Dependents
PLEASE NOTE: AS OF SEPTEMBER 1, 2019, THE INTERNATIONAL STUDENTS OFFICE (ISO) WILL NO LONGER OFFER HEALTH INSURANCE FOR YOUR DEPENDENTS.
Health insurance coverage is also highly recommended for spouses and children who are accompanying an international student to Canada. For information on other insurers who provide Visitor's Insurance on an individual basis, please see a list of websites below. You can compare their plans and choose the one that best fits your current situation. Keep in mind that not all plans are comparable and it is the responsibility of the student to check on the plan details.
Please note that some plans completely exclude expenses related to pregnancy; others will only cover the expenses if the pregnancy started after the beginning of the health insurance coverage. There can also be limitations relating to the coverage of your newborn. Remember: newborns do incure costs post-delivery and you are responsible for said costs.
- Manulife CoverMe
- Québec Blue Cross
- AIG Travel Guard (for American students only)
- Assurance visiteurs
- Allianz Care
Please note that international students MUST be covered by the Blue Cross Health Insurance Plan for Concordia International Students even if their dependents are covered by another insurance provider.
Information on pregnancy
For any pregnancy-related issues which involve your Blue Cross Health Insurance Plan, please read some FAQs, below or visit the ISO.
Children born in Canada whose parents are not Canadian citizens or Permanent Residents are considered Canadian citizens from the time their birth is registered with the proper authorities. These children, however, do not qualify under the Quebec Health Insurance coverage (Quebec Medicare) and will still need to have private insurance coverage. It is highly recommended that you purchase health insurance for your newborn within days of their birth or even prior to their birth.
Your contract will cover your pregnancy related medical expenses covered under Quebec medicare health insurance plan as well as the delivery of a baby. Your Health Insurance Plan for Concordia University International Students will only cover the aformentioned expenses for yourself, not your newborn.
For pregnancy: the pregnancy must begin during the policy period or within one month prior to the effective date of the policy (except if this plan replaces a similar coverage you had with a group insurance plan offered by a recognised Canadian educational institution for a period of 12 consecutive months immediately prior to the present coverage) - the maximum hospital confinement is limited to two days in the event of a natural birth (a longer period may apply if there are complications).
The plan administrator, the Vigilis Group, will be happy to answer all your questions. They can be reached by the phone numbers and email seen below.
- International students
- New international students
- Living and working in Canada
- Health insurance
- ISO events and workshops
- New international students