Quebec loans & bursaries
Canadian citizens, permanent residents and refugees or protected persons may qualify for the Québec Government's AFE (Aide financière aux études/Student financial assistance) programs if they are deemed a resident of Quebec for student aid purposes at the time of application.
You can review the Aide financière aux études website where you will find the latest financial aid information for Québec residents.
On this page:
Eligibility requirements
Please consult AFE's website to learn more about the requirements for full-time loans and bursaries and part-time loan application.
Students must apply a minimum of 6 to 8 weeks before the beginning of the semester in order to receive their funding in time for the start of term.
AFE verifies all the course registrations once before the start of each term at a specific period. Please ensure that you have completed your registration before this date in order to avoid delays in your funding. We will announce the verification period via a notice on our website.
Waitlisted classes
Waitlisted classes do not appear on transcript and therefore do not count toward your credit load. If you are enrolled in Fall/Winter classes, the credits are divided equally between the Fall and the Winter semesters.
When filling out an application for Quebec's Loan and Bursary program, you will need:
- Concordia's school code which is 980000
- Your Program codes and
- Your definition of full-time studies
You can contact the Financial Aid and Awards Office (FAAO) by e-mailing fundingyoureducation@concordia.ca to confirm your registration to the Aide finaciers aux etudes (AFE) program.
- Consult Concordia University's program codes list to find your program code.
- If you're unsure about which code to enter, or if your program is not listed, contact us at fundingyoureducation@concordia.ca.
- If you do not have a permanent code, you will be required to mail a paper application. The Ministère will assign you a permanent code when processing your application. The AFE will inform the student of their permanent code via a letter. The updates will be done weekly. The student should their letter before they obtain the processing result of their application for financial assistance.
- You can find downloadable forms and information on the AFE website.
- If you have already made a request for a permanent code via Concordia University, please wait until you receive your permanent code before you fill out your AFE application.
- Review information on permanent code
- You can request a confirmation of enrolment via email at fundingyoureducation@concordia.ca or call us at 514-848-2424 ext. 3507. Please provide us with your Concordia student ID number.
- If you have applied for a part-time loan with AFE, you will need to submit a confirmation of part-time studies form.
- Once you have filled out your part of the form, you may email it to us at fundingyoureducation@concordia.ca as a PDF attachment and an advisor will fill out the rest.
- AFE only processes applications that are complete (i.e., that include both the form and required documents). Incomplete applications will be processed at the time of the reception of the missing document(s). Make sure that you have submitted all the necessary paperwork.
- If you have submitted a complete application, consult the AFE processing dates page. It will provide their application processing dates.
- If you have concerns about the status of your application, please send us an email at fundingyoureducation@concordia.ca.
Full-time status
Please consult AFE's website to learn more about the requirements for full-time loans and bursaries and part-time loan application.
The Quebec's Aide financière aux études defines a student's full-time-status by the number of credits for which they are registered and billed by Concordia at the close of the tuition refund period. This is done as follow:
- Registration for the Summer session: 12 credits
- Registration for Fall session only: 12 credits or more
- Registration for Winter session only: 12 credits or more
Please note that fees for two term fall/winter (/3) courses are divided in two (2) and appear in both the fall and winter sessions. If you are enrolled in a two term course, the course will be divided in two. Fees for two term fall/winter (/3) courses are divided in two (2) and appear in both the fall and winter sessions.
A student is classified as full-time if they are registered for 9 or more credits in one term.
Students enrolled prior to summer 2022 full-time enrollment will be determined based on their status. A status can be changed from the original offer of admission.
Students in thesis-based master’s or doctoral degree programs are accepted as full or part-time students at the time of admission. These students are considered to be full or part-time according to their status at admission, regardless of the actual amount of credits for which they register. Their classification will change only if they submit a request to change their status.
A student’s status in course-based master’s program is determined by the number of credits for which they are registered by the DNE deadline. In particular, students are considered full-time if they are enrolled in 9 credits per term in the Fall and Winter terms of a given academic year. Registration in less than 9 credits in the Summer or last term of study, does not impact full-time status. Students enrolled in less than 9 credits in a Fall or Winter term will automatically be classified as part-time for that term unless they are enrolled in an internship component or project course.
MBA students enrolled in the Executive MBA program and the Investment Management MBA program are considered full-time students as they have to follow an established schedule of courses per term.
Master of Business Administration (MBA) program students are considered full-time if they register for a minimum of 12 credits in each of the Fall and Winter terms. Part-time MBA students are permitted to register for a maximum of 6 credits in each of the Fall and Winter terms and a minimum of 12 credits in the academic year.
Students who do not meet the normal requirements of full-time studies may be deemed as a full-time by the Quebec Government, if they are registered for a minimum of 6 credits per semester in either an Undergraduate Program, or Graduate Program and fall into one of the following categories:
- Student with a major disability (accepted by AFE)
- Student is at least 20 weeks pregnant
- Single parent:
- Student lives with his child who is under age 12 as of September 30th of the current award year
- Student lives with his child who is under age 21 as of September 30th of the current award year, if the child is a student with a major functional disability
- Student with spouse:
- Student lives with his child who is under age 6 as of September 30th of the current award year
- Student lives with his child who is under age 21 as of September 30th of the current award year, if the child is a student with a major functional disability
A Master student is classied as part-time only if they are registered in at least 6 credits per term.
Program codes
The following program codes are used exclusively by the Quebec government's Aide financière aux études. You will only use this code in your loan or bursary documents to refer to your program of study.
Program codes are categorized by Faculties. If you are unsure which Faculty your program falls under or if your program is eligible for funding, contact us at fundingyoureducation@concordia.ca.
Please note whether you are studying in the Bachelors, Masters or PhD, the program code for your department remains the same. If you are in a graduate diploma, please look under the faculty to find your program code.
Concordia University's institution code is 980000
Programs in Arts
Program code: 10000
| Anthropology Anthropology and Sociology Applied Human Sciences Archeology Canadian Studies Child Studies Classics Communication Studies Communication and Cultural studies Community Public Affairs and Policy Studies Creative Writing Economics Études Français Environmental and Sustainability Science English and Creative Writing English and History English Literature First Peoples Studies French Studies Geography |
German Studies History Human Environment Human Relations Human Rights Studies Interdisciplinary Studies in Sexuality Irish Studies Israel Studies Italian Journalism Judaic Studies Law and Society Leisure Studies Liberal Arts Literature Modern Languages Philosopy Political Sciences |
Professional Writing Psychology Religion Recreation and Leisure Studies Social Sciences Sociology Southern Asia Studies Spanish, Hispanic Cultures and Literatures Theological Studies Therapeutic Recreation Translation Urban Studies Women' Studies |
Preschool & Elementary/Second.
Program code (11200)
| Art Education Education Teaching English as a Second Language Teaching English as a Second Language (Certificate) Early Childhood and Elementary Education (ECEE) |
Faculty of Arts COOP Programs
Program code 10050
| Economics Translation |
Faculty of Arts C. Edge Programs
Program code: 10150
Arts
Economics
Journalism
Undergraduate Certificates
Program code: 10000
Science foundations
Arts and Sciences Undergraduate Certificate
Arts Graduate Diploma
Program code (10099)
Public Policy & Public Administration
Program code: 10002
Actuarial Mathematics
Actuarial Mathematics/Finance
Athletic Therapy
Bahvioural Neuroscience
Biochemistry
Biology
Chemistry
Cell and Molecular Biology
Ecology
Exercise Science
Geology
Kinesiology and Clinical Exercise Physiology
Mathematics
Physics
Systems and Information Biology
Science Undergraduate COOP Programs
Program code: 20050
Biochemistry
Chemistry
Exercise Science
Mathematics
Physics
Exercise Science - 120 Credits
Program code: 20004
Graduate Diploma
Program code: 20099
Program code: 10600
| Acting for the Theatre Art Education, Visual Arts Art History and Film Studies Art History and Studio Art Art History Art Therapy Arts Ceramics Cinema Computation Arts Computation Arts - Computer Science Contemporary Dance Design Art Design for the Theatre Electroacoustic Studies Fibres and Material Practices |
Film Animation Film Production Film Studies Game Design Intermedia (Video, Performance and Electronic Arts) Jazz Studies Music Painting & Drawing Performance Creation Print Media Photography Scenography Sculpture Sculpture, Ceramics & Fibres Studio Art Theatre |
Creative Arts Therapies
Program code: 10601
Graduate Diploma
Program code: 10699
Programs in Gina Cody School of Computer Science
Program code: 40000
Computer Science
Computer Science - Computation Arts
Data Science
Health and Life Sciences
Software Engineering
Undergraduate Certificate, Science and Technology
Computer Science Undergraduate COOP Program
Program code: 40050
Faculty of Arts & Science C. Edge Programs
Program code: 40150
Biology
Chemistry
Physics
Graduate Diploma
Program code: 40099
Aerospace Engineering
Building Engineering
Civil Engineering
Computer Engineering
Electrical Engineering
Industrial Engineering
Mechanical Engineering
Engineering COOP Undergraduate Program
Program code: 41050
Engineering C. Edge Program
Program code: 41150
Graduate Diploma
Program code: 41099
Program code: 15000
Accountancy
Administration
Business Statistics
Business Studies
Business Technology Management
Data Intelligence
Economics
Entrepreneurship
Finance
Foundations for Business
Human Resources Management
Industrial Relations
International Business
Management
Marketing
Quantitative Finance and Insurance
Real Estate
Supply Chain & Business Technology Management
Supply Chain Operations Management
Commerce & Administration Undergraduate COOP Program
Program code: 15050
Business Administration Graduate Diploma
Program code: 15099
Graduate Diploma in Chartered Professional Accountancy (CPA) FULL-TIME Structure
Program code: 15007
M.B.A
Program code: 15001
M.B.A COOP Program
Program code: 15950
MBA in Investment Management with Complete CFA integration
Program code: 88805
Please note this program is eligible for loans only.
Business Administration and Quantitative Business Studies Graduate Certificates
Program code: 15088
Please note this program is eligible for funding for one full-time term (15 credits) only.
Program code: 09999
Please note that this program is ineligible for funding.
Please note that this program is ineligible for full-time funding however, you may apply for a part-time loan.
Questions?
For support with Quebec loans and bursaries, please contact The Financial Aid and Awards Office (FAAO).