Concordia University

http://www.concordia.ca/content/concordia/en/hr/benefits/accident-insurance.html

Accident insurance plan

The Concordia University Optional Accident Insurance Plan - also known as the Optional Accidental Death and Dismemberment Insurance Plan - allows you to purchase financial protection in the event of your accidental death or that of a covered family member. These benefits are payable in addition to any other life insurance plan benefits.

This Optional Accident Insurance Plan also pays benefits should you or a covered family member suffer an accidental injury.

This coverage is in force 24 hours a day, anywhere in the world, on or off the job. You have the flexibility of covering yourself only or both yourself and your family.

Highlights

If you elect coverage under this plan, you have 2 options:

  1. Coverage for yourself only
  2. Coverage for both yourself and your family

The benefits payable, subject to certain conditions, are:

In the event of accidental death
Coverage for you   Up to $750,000
(in units of $10,000)
Coverage for you and your family For you: Up to $750,000
(in units of $10,000)
  For your eligible dependents:
  Your spouse:
  If you have dependent children 50% of your coverage for accidental death
  If you do not have dependent children 60% of your coverage for accidental death
  Each dependent child:
  If you have a spouse 15% of your coverage for accidental death
  If you do not have a spouse 20% of your coverage for accidental death
In the event of accidental injury
For each covered injury, the plan pays a percentage of the amount payable for accidental death.
Other Benefits
  • Seat-belt benefits
  • Felonious assault
  • Common disaster
  • Child enhancement
  • Rehabilitation
  • Repatriation
  • Family transportation
  • Education
  • Home and vehicle alterations
  • Identification
  • Funeral expenses
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