Concordia University


Health insurance

Immigration Quebec regulations require that all international students be covered by a health insurance plan that meets government standards, while studying in Quebec. In keeping with this government directive, Concordia University has negotiated a compulsory health and accident insurance plan with Blue Cross at a competitive cost that all Concordia international students must have. Consequently, personal health insurance plans are not accepted. Students may opt to take couple or family coverage at an additional cost.

Students can pick up a Health Insurance card at the ISO after they have registered for courses. Detailed information on the extent of the coverage is available and a print booklet will be given to students at the time their insurance card is issued by the ISO. Blue Cross also offers additional services

See the Health Insurance Information session schedule

Health insurance fees

Health insurance fees are charged automatically when students register for courses. The annual coverage begins August 15 to August 31 of the following year. Please note that there is an increase to the rates of the Blue Cross  Insurance for Concordia University International Students for single year coverage for the 2014-15 year. 

Couple and family insurance information

Health insurance coverage is also mandatory for spouses and children who are accompanying an international student in Montreal. Couple or family coverage is available with the Blue Cross Health Insurance Plan for Concordia International Students, but must be purchased WITHIN 31 DAYS of the arrival of the spouse and/or children in Montreal. However, there is no obligation for your dependents to be covered by this Plan. For information on other insurers who provide "Visitor's Insurance" on an individual basis, please see Insurance for Dependants. Pease note that international students MUST be covered by the Blue Cross Health Insurance Plan for Concordia International Students even if their dependents are covered by another insurance provider.

Students who select the Blue Cross Health Insurance Plan for Concordia International Students for their spouse and/or children will be required to provide their names and dates of birth to the ISO so that an insurance card can be issued for them. Also, a couple or family coverage will be charged to the student’s account. Children born in Canada whose parents are not Canadian citizens or Permanent Residents are considered Canadian citizens from the time their birth is registered with the proper authorities. These children, however, do not qualify under the Quebec Health Insurance coverage (Quebec Medicare) and will still need to have private insurance coverage.

Information on pregnancy

Please click on the link below for more details concerning your insurance coverage in relation to pregnancy: What you should know about Health Insurance coverage for pregnancy

Where should I go if I need medical assistance?

Concordia Health Services
SGW Campus
1550 De Maisonneuve W., GM-200
(514) 848-2424 ext. 3565
Monday – Friday 9:00 a.m. - 5:00 p.m.

Loyola Campus
7141 Sherbrooke Street W., AD-103-10
(514) 848-2424 ext. 3575
Monday - Friday
9:00 a.m. - 11:30 a.m
1:00 p.m. - 5:00 p.m.

What if Concordia Health Services is closed? (After hours care)

Concordia Health Services has compiled a list of Community Medical Clinics and After Hours Care. Some clinics will charge a fee to open a new file. This fee will not be covered by your health insurance. 

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