When coverage ends

For you

Your coverage under the Concordia Health Plan will end on the earliest of:

The date you are no longer part of an eligible employee group that participates in the Concordia Health Plan;
the date your employment ceases before you are eligible to retire;
the date you cease to be actively at work;
the end of a plan period;
the date your eligible employee group ceases to participate in the Concordia Health Plan;
the date you stop paying the required premiums;
the date you join the armed forces on a full-time basis;
the date the contract is cancelled; and
the date of your death

Your eligible dependents’ coverage ends on the earliest of:

the date your coverage ceases (unless they make arrangements to maintain their coverage following your death);
the date they no longer qualify as eligible dependents; and
the date you cancel their coverage because duplicate coverage is provided through your spouse’s plan.