When coverage ends

For you

Your coverage under the Concordia Dental Plan will end on the earliest of:

• the date your employment ceases;
• the date you begin to receive your pension (unless special arrangements have been made under the terms of an early retirement incentive program to continue your coverage until June 1 following age 65);
• December 1 of the year in which you attain age 71;
• the date you join the armed forces on a full-time basis; and
• the date the contract is cancelled.
• the date on which you no longer qualify as an employee;
• the date on which you cease to belong to a class of participants eligible for insurance;
• the date on which you reach the applicable age limit specified in the benefit schedule;
• the end of the period for which required premiums were paid on your behalf;
• the date on which you cease to be actively at work; and
• the date of termination of a division or a class specified in the section Eligible employee groups.

For your eligible dependents

Your eligible dependents' coverage ends on the earliest of:

• the date your coverage ceases (unless they maintain their coverage following your death);
• the date they no longer qualify as eligible dependents; and
• the date you cancel their coverage because duplicate coverage is provided through your spouse's plan.