Cost of coverage
The cost of coverage effective January 1, 2013, is shared as follows:
| Member contributions (including provincial sales tax) | Concordia contributions (including Québec sales tax) | |||
| Coverage category | Bi-Weekly Basis | Monthly Basis | Bi-Weekly Basis | Monthly Basis |
| Single | $10.48 | $22.76 | $10.48 | $22.76 |
| Couple | $20.97 | $45.57 | $20.97 | $45.57 |
| Single parent | $18.15 | $39.43 | $18.15 | $39.43 |
| Couple with children | $28.62 | $62.18 | $28.62 | $62.18 |
| These costs are subject to change. | ||||
What is taxable
If you are a Québec resident, the premium (including the sales tax) that Concordia pays toward your coverage under the plan is considered a taxable benefit. However, you may be able to deduct the following “health care” expenses when you file your income tax return:
| Tax deductions on your... | ||
| Québec income tax return | Federal income tax return | |
| The premium (including the sales tax) that Concordia pays toward your coverage under the plan | Yes | No |
| The premium (including the sales tax) that you pay toward your coverage under the plan | Yes | Yes |
| Any medical and dental expenses eligible under the Income Tax Act that are not covered (in full or in part) by any plan | Yes | Yes |
Please consult your tax or financial advisor.
