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Cost of coverage

You pay the full premium for any coverage, given that the plan is optional.

The premiums are paid through payroll deductions and include sales tax.

Bi-Weekly Optional Accident Insurance Premium Rates per $1,000 of Coverage
(including sales tax)
Single coverage $0.009
Family coverage $0.013

What is taxable

Optional accident insurance benefit payments are not subject to federal or provincial income tax.

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